Tuesday, December 13, 2022

Apple Pay Expiration Dates

Adam Engst:

Apple Pay’s tokenization process prevents Stripe, our payment processor, from knowing the expiration date for the actual card. Instead, Stripe—and the Paid Memberships Pro plug-in that we use to manage TidBITS accounts—displays a seemingly random expiration date from the tokenized card. The problem is purely cosmetic and doesn’t block transactions in any way.


This date quirk is the first downside of using Apple Pay instead of a straight credit card transaction that I’ve seen. In all other ways, Apple Pay’s tokenization of credit card data is a good thing because it significantly increases security.

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